Handing your teen the keys for the first time is a big moment. It’s exciting… and a little terrifying.
As parents, we know that adding a young driver to the road comes with a lot of questions:
- Will they make good decisions behind the wheel?
- How can we help them stay safe?
- How expensive is this going to be?
At The Agent Insurance Services, we’re always looking for ways to help families protect what matters most. That’s why we love Erie Insurance’s TeenSMART® program — a driver training program designed specifically to help teens become safer, more confident drivers.
And as an added bonus? It may help lower your insurance premiums too.
What Is TeenSMART?
TeenSMART is an interactive driver safety course created by ADEPT Driver, Inc. that teaches teens how to recognize and respond to real-life driving situations.
This isn’t just “read a manual and click next.”
The program focuses on:
- Hazard recognition
- Defensive driving
- Decision making
- Avoiding distracted driving
- Managing risky situations behind the wheel
Erie Insurance has tracked the results of TeenSMART for years, and the data shows that teens who complete the program tend to have:
✅ Fewer accidents
✅ Fewer tickets
✅ Fewer insurance claims
That’s a win for everybody.
How Much Does It Cost?
Normally, the TeenSMART program costs $119.95.
But Erie customers can get it for a discounted rate of just $69.95 through Erie’s partnership with ADEPT Driver.
Even better — many families qualify for an auto insurance discount of around 15-20% after completion.
In many cases, the savings can help offset the cost of the program itself.
How Long Does It Take?
The course typically takes about 8–10 hours to complete, but most families break it up over several days.
Once your teen completes the program, ADEPT notifies Erie directly and the discount is automatically applied to eligible policies.
And the best part? Your teen only has to complete the course once, and the discount can stay in place until age 20.
Why We Recommend TeenSMART
At The Agent Insurance Services, we understand how stressful it can be adding a teen driver to your policy. While we can’t eliminate every risk on the road, programs like TeenSMART can help young drivers build safer habits early.
Anything that helps protect your family while also helping control insurance costs is worth a closer look.
If you’re adding a teen driver to your Erie Insurance policy—or already have one—it’s the perfect time to enroll them in TeenSMART.
If you have questions about TeenSMART, Erie Insurance, or adding a teen driver to your auto policy, our team is always happy to help. Contact us here!