Online shopping is part of everyday life. Whether you’re stocking up on essentials, grabbing last-minute gifts, or making a big purchase, nearly everyone shops online—often several times a week.
But with convenience comes risk.
In 2023, the U.S. saw a record number of data breaches, affecting more than 353 million people. The FBI received over 880,000 cybercrime reports totaling $12.5 billion in losses, and the FTC collected more than five million consumer complaints.
Cyber scams are not only increasing—they’re becoming more convincing. That means protecting yourself online is more important than ever.
Before you hit “Checkout,” here are smart ways to stay safe:
1. Use unique usernames and passwords
Never reuse login details across sites.
One compromised password can unlock your entire digital life.
Password managers can help by storing and generating strong, unique passwords—many even offer two-factor authentication for added security.
2. Never share your Social Security number
Legitimate online retailers will never ask for your SSN.
If a site requests it, close the page immediately.
3. Be wary of promotional email links
A “Big Sale!” email may look legitimate… until it isn’t.
Scammers often copy real brand emails and websites with shocking accuracy.
Type the retailer’s website directly into your browser to make sure you’re on the real site.
4. Avoid shopping on public Wi-Fi
Public networks are convenient—but risky.
Because they’re often not encrypted, cybercriminals can intercept your information or create fake networks to lure you in.
Stick to secure, private networks when shopping or entering payment info.
5. Be cautious of deals that seem too good to be true
Unbelievably low prices or “act fast!” giveaways are red flags.
Watch for:
• Discounts that don’t match the retailer’s website
• “Share this post to win a free laptop!”
• Offers designed to pressure you into quick action
6. Use a virtual credit card number
Many credit card companies offer single-use or virtual card numbers that mask your real card information.
They still post normally to your account, but keep your primary card protected.
7. Monitor your credit card statements
Check your transactions frequently and set alerts for purchases over a certain amount.
Small, repeated fraudulent charges often slip by longer than one large one.
8. Talk with your insurance agent about cyber protection
A cyber coverage endorsement on your homeowners or renters policy can help you:
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Restore your identity
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Recover from financial loss
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Address fraud and cyber theft
It’s an affordable safeguard many families find valuable.
9. Research unfamiliar retailers
If you’ve never heard of a store, pause and check reviews.
A quick search can prevent a costly mistake.
Scammers are skilled, persistent, and increasingly sophisticated. Staying proactive is your strongest defense.
Peace of Mind, Backed by the Right Protection
At The Agent Insurance Services, our priority is keeping you protected—online and offline.
If you’d like to review your policies or explore cyber protection options, we’re here to help.
📞 Call us: 330-758-3339
💻 Request a quote: theagentinsurance.com
Your safety matters. And you don’t have to navigate it alone.
A little more about The Agent Insurance Services…
The Agent Insurance Services is a full-service independent insurance agency. This allows us the ability to offer a full range of protection such as home and auto insurance, commercial insurance, and life insurance to all of our clients. To put it simply, we make sure our clients have the same coverages we have. Why would you want anything less? Our exceptional team of Protection Advisors offers professional advice and service you can afford. Please call us and tell us what is important to you. We’ll do the rest.