In the U.S., most tornadoes touch down in Tornado Alley – a group of states located in the central U.S. – and in Southern Florida. The National Oceanic and Atmospheric Administration (NOAA) has documented these devastating storms in every state in America and on every continent in the world, excluding Antarctica. (Even so, Antarctica isn't immune, either.)
Given the proper atmospheric conditions, a tornado can strike anywhere. Wherever you live, keep your home and family safe by executing the proper preparedness strategies before a severe storm strikes.
If a tornado does hit your area, you should call your insurance agent immediately and provide the following information to start the claims process:
Making an insurance claim after the tornado strikes
- A detailed description of the damage.
- Photographs and videos of the damage.
- A detailed inventory of destroyed personal property.
- Receipts for any expenses, supplies or materials you've already paid out-of-pocket to repair damages.
- A detailed estimate for permanent repairs from a licensed professional.
- A record of any expenses paid while waiting for your home to be fixed, including hotel or restaurant receipts.
Even if you never experience a tornado, being prepared for disaster can help protect you in many kinds of emergencies. That way, you'll always have a plan in place if something does go wrong. Your safe room can be used for several emergency situations or severe storms, helping you and your family survive together.
Before a tornado season, make sure you're ready. Follow these simple steps and contact your insurance agent to make sure your homeowners policy is up to date.
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